Dwyer, Rachel E., Laura McCloud, and Randy Hodson. "Debt And Graduation From American Universities." Social Forces 90.4 (2012): 1133-1155. Business Source Premier. Web. 10 Oct. 2016.
Question: can student debt ruin the chance of graduating?
For me, I believe that student debt can ruin the chance of graduating. Because of the increased risk of not being able to afford to continue your education, student debt loans can ultimately stop you from graduating. Being allowed to take out a certain amount of money per semester definitely hinders your ability to get the best of your education. If you're constantly worried about paying off student debt and/or your current balance, it stresses you out - which in turn takes the focus off of your academics.
The article states the different aspects of debt compared to higher education and the risk factors they hold. The constant worry about student debt can effect the mental and physical health of students. Incessant worry about student loans may cause the student to become overstressed, not attend classes, and ultimately drop out of college. Now that they've dropped out life becomes harder because the debt is still there but the degree isn't.
I agree with this source completely. The effect student loans have on a student is ridiculous. The risk of becoming mentally and/or physically unstable isn't a risk I would want to take. This source brings about the thoughts of what do students actually go through facing the battle of student debt and how can that burden be lessened. This source definitely answers the question. Student debt can ruin the chances of graduating.
This source compared with the one before it definitely work together. There are both risks in higher education and accruing student debt, it's up to the individual if they'd like to take that chance. Though they work in unison, I'd agree with my first source the most. Because the answer of not going to higher education is on the table, it makes it easier to not have to go through dropping out because of student loans or going through a mental issue because of student loans.
This source has led me to ask one question: how can we decrease the pressure student loans have on the success of a student in higher education? My research will then go to the individual student and hopefully will narrow my topic down a bit.
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